I am taking a short break from blogging. I've had mental health issues in the past and am currently struggling once again. I made the decision to go on medication a couple of weeks ago, and I am now working my way through the side effects which have me feeling exhausted at the smallest of tasks. Right now my only focus is to get well again.
Thank you to all my wonderful readers for your support and positive comments, it means a lot to me!
Tuesday, 6 September 2016
I have mentioned in a few of my frugal tasks posts, that I make a homemade hot chocolate mix. A few readers have asked for it, so I thought I would share it today. This is my version of a recipe found on allrecipes.com which was not chocolate-y or sweet enough for my liking. I tweaked the ratios and am pleased with the result.
I have not worked out the exact price per batch, but it would be much cheaper than buying Milo and those sachets of hot chocolate!
We love drinking this in the cooler months and if packaged in a jar or cellophane bag, it would also make a nice gift.
1 and 3/4 cup of milk powder
3/4 cup of cocoa powder
1 cup of white sugar
pinch of salt
Add all ingredients to a large mixing bowl and stir through until well mixed.
Store in a sealed jar, tin or container. I store mine in an old medium sized Moccona coffee jar.
To use, add 2 heaped teaspoons of hot choc mix to a cup or mug. Add as much milk as you would like, I use the same amount as I would use in a cup of tea. Once the milk is added, stir well. Top your cup up with boiling water and stir again.
Adding the milk to the mix first, gives it a nice froth on the top.
Sunday, 4 September 2016
|Frugal Father's Day gifts.|
This week has been a super busy one in my house! My eldest son turned 15, it was also my stepsons girlfriend's birthday and then of course Fathers Day. Mr 10 has been really sick with tonsillitis so in between baking cakes and making gifts I've been snuggling on the couch with him.
Financially this week has been a great one. We found out due to an interest change our mortgage payments have gone down and thanks to buying things on sale, I saved over $200 on my sons birthday gifts. We set a budget of $100 for the kids birthdays, which when they are younger can buy a lot but teens, not so much! We gave him some cologne, a brand name jacket and a jumper which he was super happy with. It was so great to find all of those items on sale!
Thanks to in sourcing, this week we have saved over $800! I don't participate in the Vicky Challenge every week, but when I do I am always amazed at the savings.
So here are my frugal tasks for this week:
-Baked Mr 15's birthday cake. As requested it was a caramel cake. I made caramel icing, salted caramel sauce and some toffee shards to go on top. We have a tradition where the birthday person gets to choose what they want for dinner. He chose chicken, bacon and salad wraps with chips. These were really yummy and cost under $20 including drinks to make for the 5 of us. If we went out to eat this would have cost more than $100!
-Used my homemade bunting and decorations from our 'party box' to decorate the table for Mr 15. These get reused for everyone's birthdays! His gifts were wrapped with silver paper I bought in the post Christmas sales.
-Made another batch of garlic aioli and a jar of hot chocolate mix.
-Picked more kale, silverbeet and oranges from the garden and gave some to a friend who visited and also my parents in law.
-For my stepsons girlfriends birthday, I made a Harry Potter wand and hubby made a box for it to fit into. I also made her a chocolate frog in a box. We had most of the items on hand to make these, and I only had to buy the ribbon. She is a huge Harry Potter fan and loved these!
-Used $22 worth of Chemist Warehouse vouchers I earned from completing online surveys. This meant our vitamins and prescriptions were free this week.
-Made hubby some chocolates and caramel nut popcorn for Fathers Day. We also gave him a toolbox which I bought ages ago from Kmart and stashed it away. The original price was $20, I paid only $1! He was so happy with this gift! Mr 10 made him a keyring at a Bunnings kids craft session and the teens both bought him chocolates.
-Cooked hubby a Fathers Day breakfast of bacon and eggs, clearly my boys miss bacon! I defrosted some orange juice we had to go with this too and also made spaghetti bolognaise and a chocolate cake for dinner.
-Did the regular stuff like after boiling the kettle, storing the hot water in a thermos, hung clothes outside to dry and used my carpet sweeper and broom instead of vacuuming.
How was your week?
|Mr 15 and the requested caramel cake.|
|Harry Potter wand, box and chocolate frog.|
|Cooked breakfast for Father's Day|
Tuesday, 30 August 2016
|The old pine cabinet was painted white and cushions were found cheaply on Ebay.|
You can fill your home with lovely good quality furniture and accessories, even on a small budget. I'm not talking about flat packed furniture either, unless that is what you love! Unfortunately, styles come and go and I have succumbed to the luring cheap prices of stores like Ikea and Kmart for furniture in the past, but most items just don't stand up to the test of time. Nope. I'm talking about buying second hand.
Hubby and I have always bought second hand. Our first bed was from a second hand store, our first couch was given to us by friends of my Nan's. I used to wish we could afford new furniture, and as time went on we did. To my surprise, the items we did by new didn't last long. A new fridge and washing machine were both unfix able within 3 years time. Which was crazy to me! Our previous second hand appliances had lasted almost 10 years! With the exception of the recent freezer that broke. That was when I realised, just like we have been told "They don't make things like they used to." Now I try to buy second hand where possible.
|Microwave found for $20 at the tip shop.|
Op shop chic is how I describe my home. It is filled with second hand furniture which we have collected over the years on verge pickups, in op shops, on Gumtree and have gratefully accepted some from friends. I love the eclectic style of my home it and it is so exciting to find a great piece of furniture and image how it would look transformed with a coat of paint.
|Another bedside table found kerbside. The top had a scorch mark, so I painted it white.|
I love using paint, it is a great frugal way to transform almost anything. We had an old pine TV cabinet with cupboards underneath. You can see in the first photo. It looked very outdated, but still very sturdy and in good condition. Rather than get rid of it, I decided to paint it with a coat of white gloss paint. I also bought a couple of cheap bookshelves from Ikea which sit perfectly either side of it. Unfortunately the backing on the shelves is just made of cardboard, but I can take them off when they wear out.
I did the same thing with a pine cabinet a friends mum gave us 18 years ago. It had narrow shelves, with doors. I took the doors off and painted the whole thing white and when it was dry scuffed up some of the edges for a shabby chic look. Then we had an instant dining room dresser. This has now become shelving for Mr 10's home ed bookwork.
You can even buy cabinet knobs very cheaply on ebay. I love the look of these crystal look ones
sometimes hardware or specialty stores stock them as well, but they are much cheaper to buy online. A painted cabinet would look amazing with new handles.
|Dresser with the doors removed and painted.|
We once bought a cheap flat packed desk for $30 from a hardware store that was closing down. This lasted for about a year, until we needed to move it when we had the new carpet put in and it promptly fell apart. I managed to salvage a part of it and this is now a cupboard in Miss 17's bedroom. Which was good for her, but left us without a computer desk. I went looking in our garage and came across a lovely bedside table with a pressed tin insert that we found kerbside. For some reason I have found many bedside tables on verge pick ups! I asked hubby if he could use it as a base for a desk.
About $15 in materials and a few days later, he and Mr 10 had built a wonderfully sturdy desk, to last us many years. Of course I painted it white. Excuse the mess in the before photo, this was when I was in the midst of de cluttering!
|Computer desk made from a bedside table, pallet wood for the supports and 2 lengths of pine for the top.|
|The finished desk with a coat of paint.|
Our bedroom setting was bought very cheaply from a friend who was upgrading. The lamps are vintage, given to me by my Nan. The shades were very worn, so I painted the bases silver and bought new shades. The purple wall hanging was a table runner that I stapled on to a verge pickup canvas.
|Our bedroom furniture.|
|Miss 17's bargain bed.|
Of course my latest second hand bargain was miss 17's $30 bed, which included the base, mattress, foam and wool underlays, sheet set, and quilt set. We will never find another bargain that good, I think!
Is your house furnished with op shop treasures?
Saturday, 27 August 2016
|Salad greens from our garden.|
-I made some lip balms with items I already had. I bought the ingredients and tubes a while ago with my last candle supply order and forgot I had them! These are now in the gift cupboard.
-Thursday was beautiful and sunny here and I was in a cleaning mood. I cleaned our upholstered dining chairs and put them in the sun to dry, vacuumed, mopped and dusted the chandeliers. The house feels so tidy now!
-While a potato bake for dinner was in the oven cooking I also baked some muesli.
-Cleaned out my fridge and food cupboards. I found a packet of yoghurt mix in the back and made that up in my yoghurt maker.
-Made up another big container of kale salad for the fridge.
- I baked some red kidney bean chocolate cupcakes with some leftover kidney beans I had in the freezer and Mr 10 and I made meringues.
-Sold and couple of items on Gumtree and made $20.
-Collected the rainwater in buckets and tubs.
-On Friday night I made a 'fakeaway' dinner of fish and chips. The fish was on sale for $5.50 a kilo and I bought frozen chips for $1.89. I also bought a bottle of lemonade for 65c .A yummy dinner for 5 people for $7.95. The last time we ate fish and chips out at a well known seafood eatery it cost us over $100!
-Had a movie night with Mr 10 and watched a couple of DVD's from our collection.
-Picked up 2 free loaves of bread and crackers from the op-shop. I also found a beautiful soft pink baby blanket, like new for $1. I was so pleased! A friend of mine is pregnant and doesnt know the sex of the baby so I've decided if I can find some lovely cheap items at the op shop I will have a girl and boy gift ready!
-Made another batch of hot chocolate mix.
I hope you have had a wonderful week. xx
|Potato bake with a crunchy topping.|
|Potato bake with salad for dinner.|
|Lovely soft $1 baby blanket from the op shop.|
|Lip balm labelled ready for gifting.|
Tuesday, 23 August 2016
|Our cash envelope system.|
I haven't posted an update of our debt reduction in a while. I used to do monthly debt totals on my Instagram account, but found I wanted to focus a bit more on my everyday like my simple living, craft projects, cooking and the fun stuff!
In January this year, our mortgage was $75 537. Currently at just over 7 months later, it is at
$55 000. It isn't easy at times- we are only human and habit of consumerism can be a hard one to break- but now I can see the total going down and have my eye on the prize!
To anyone who is working towards paying off their debt, it can be done! Set a goal and aim high.
For us we have cut out any unnecessary spending and any extra money made or what is not spent on essential items goes towards reducing the mortgage. That means sticking to a pretty tight budget, buying only basic foods in the grocery shopping and I make all meals and cleaning products from scratch. We have a vegetable garden and fruit trees, buy most items secondhand and give homemade gifts. Even doing one of these things can save hundreds of dollars a year!
Here are our debt totals for the last 7 months:
4/1/16- $75 537
31/1/16- $73 166
Total of $2371 PAID
1/2/16- $72 976
29/2/16- $68 322
Total of $ 4654 PAID
1/3/16- $68 132
31/3/16- $66 215
Total of $1917 PAID
4/4/16- $66 025
30/4/16- $63 718
Total of $2307 PAID!
11th May 2015- $93 381
19th May 2016- $62 469
$30 912 paid in 12 months!
2/05/16- $63 529
30/05/16- $60 713
Total of $2816 Paid
6/6/16- $60 523
27/6/16- $58 754
Total of $1769 Paid
4/7/16- $58 564
31/7/16- $56 143
Total of $2421 Paid
Sunday, 21 August 2016
|Melting moments biscuits.|
Sorry this is a day late. I did loads of baking this week and this is a big way that I got ahead and saved money. Its been quiet here and I've spent any free time cooking, reading and crafting. The electrician came out and fixed the power issue. He only charged us $77 which was such a blessing! Here are other things I did:
-I baked some Chinese custard tarts and they turned out lovely. The pastry wasn't quite as flaky or buttery but the filling was pretty spot on. At my local bakery it is $18 for a dozen! I made 18 of them and had all the ingredients on hand. I also had enough pastry to make 6 cheese and onion quiches and 4 apple tarts which was dessert during the week with custard. Baking my own cakes and treats like this saves us so much money.
-We also had an afternoon of baking on Wednesday. We made brownies, melting moment biscuits, a mars bar slice and another lamb and vegetable pie. I was wanting to freeze the pie for later but we are only running one freezer and don't have the room. That was also the last of the meat! I won't be buying anymore unless it is a special occasion.
-Sweet tooth Mr 14 made some more homemade marshmallows.
-We had hubby's Aunt and cousin over for afternoon tea, so hubby made a choc ripple cake. I also gave them some kale, silverbeet and oranges from our garden.
-My dandelion oil was ready, so I made 6 jars of healing balm and 1 which was calendula and dandelion. I found some free printable labels, glued them on and put some clear adhesive over the top.
-I sold some furniture and made $70. This pretty much paid for the electrical work.
-Our neighbour gave us a pet basket with a cushion inside for our cats to sleep in as her cat doesn't like it.
-I got a head start on a couple of homemade gifts for a birthday coming up next month, I can't share too much just yet! Also used gifts from the gift cupboard for a 16th birthday party Mr 14 went to on the weekend.
-Drove Mr 10 to his theatre group and waiting in the green room reading a book. He has this twice a week and staying there save me petrol!
-Only turned the heater on for a couple of hours in the evenings and put washing on airers underneath to help it dry.
-Used the thermos to store hot water for drinks after boiling the kettle.
-The teens and I went to see The Suicide Squad at the movies. We saved money by purchasing snacks from the supermarket rather than at the movie theatre.
-Because we have so much kale growing we made a big batch of salad for Mr 14 to take to school most days last week. Normally he doesn't like to take food and will spend his own money at a nearby lunch bar, so this is progress!
-Had a movie night at home with Mr 10.
-Picked up 3 loaves of bread, Turkish rolls and ciabatta from the op shop.
-Made bean, rice and cheese burritos one night for dinner and made pizzas the next with the leftover flat bread.
-Mr 10 and I helped out at our local animal shelter yesterday.
Hope you have had a great week. x
|Jars of dandelion salve.|
|Mr 10 at the animal shelter.|
|Kale, carrot and broccoli flower salad.|
|Lamb pie, Annabel style!|
|Chinese custard tarts.|